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What a stop-loss actually does

The one order that decides your worst-case loss before you ever need it.

A stop-loss is a price you pick in advance. If the stock falls to that price, your broker sells automatically. You do not have to be watching.

The point is simple: you decide how much you are willing to lose on a trade before the trade goes wrong, not in the panic of the moment.

A quick example

You buy a stock at $100 and set a stop-loss at $92. If it drops to $92, you are out — an 8% loss, capped. If it keeps falling to $70, that is the market’s problem, not yours. You already left.

Stops are not magic. In a fast drop the sale can happen a bit below your price, and a stop that is too tight can kick you out of a stock that was only wobbling. The skill is picking a level that gives the trade room but still protects you.

The takeaway

A stop-loss caps your downside on purpose, before emotions get a vote.

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Not financial advice · for research and educational purposes only. Nothing here is a recommendation to buy or sell any security. All investing carries risk of loss.